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Oktar, Adnan, Program Studi Ilmu Aktuaria, Institut Teknologi, Kalimantan (Indonesia)
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Copyright Jurnal Manajemen dan Bisnis (Journal of Management and Business). ISSN: 2615-0425 (Print) dan 2622-7142 (Online). Published by: Jurusan Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Cenderawasih.
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